News & Tips

For traditional home the owner obtains homeowners insurance and most of the time it has a 100% replacement cost clause. Meaning that in the event of damage the insurance company will pay to restore the home to it’s previous condition.…

Typically lenders do not require home inspections or pest inspections for homes purchased in mobile home parks. If the home is on a foundation and sold with the land, then you may need a pest clearance report, depending on the…

Poor Credit, Low Income and No Downpayment; these are top three obstacles to home ownership. Lack of downpayment is the most common problem we see, particularly for first time homebuyers. Fortunately for manufactured homes, if the the income is good,…

When people begin considering a mobile home purchase in a park it’s important to step back and determine if this is a good fit for your lifestyle? Here are a few key points to consider. +Type of Park. +Parks generally…

What are the advantages of living in a mobile home park? The answer depends on the park, and the services you will use, here are some of the benefits I hear buyers talk about when looking at specific parks. Common…

Many people confuse the terms prefabricated home and manufactured home. A prefabricated home is a home that is built in part or in total at a location separate from the installation site. It is then transported to the residence site…

Very common question in this day and age, “I’m a first time homebuyer, can I get down payment assistance?“ For manufactured homes there are no standard assistance programs like CalHFA or other similar programs for traditional mortgages. On occasion there…

One of the biggest obstacles for first time homebuyer is having enough cash for the down payment and closing costs. Manufactured homes only require 5% down payment, and since the purchase price is lower than other homes, that means less…

Buyers ask, “Since this is not real property (no land) why do I pay property taxes?” According to the state of California a manufactured home (built after June of 1976) is real property and subject to county property tax laws.…

Here is a comparison of purchasing a condo and a manufacture home we did a few months ago for a buyer, both properties were available on the MLS on 6/28/2022 using interest rates available on that date for a qualified…